Tax Lien Certificate | Tax Title Services

When you purchase a tax lien certificate, you might end up owning the property at the end of the process. If you do, Tax Title Services is here to ensure that you can obtain title insurance before you offer the property for sale.

A tax lien certificate offers two possible outcomes. If the home’s original owner decides to pay the back taxes, you will make back your investment plus the interest your county allows on these types of certificates. This can be anything from 12 to 50 percent per year. Each county and state has a redemption period in which the investor has to hold the property while waiting for the original owner to come forward and redeem it.

If the owner does not redeem the lien, the property usually heads into foreclosure. After foreclosure, you will own the real estate and receive the deed. At this point, you may wish to sell it. However, before you can do so, you will need to purchase title insurance, and insurance providers want to be certain that there is no threat that someone will come forward and lay claim to the property.

Tax Title Services will perform a thorough search on any deeds you receive from a tax lien certificate. We will handle any curative work that is necessary, and our certification is proof enough to our partner title insurers that the foreclosure process and notifications were performed correctly. Call us today at (949) 798-1180 to find out how we can help you with your investments.