Tax Title Services: Frequently Asked Questions

At Tax Title Services, our primary objective is to qualify tax deed properties for title insurance and preventing the requirement of a quiet title judgment by our partner underwriters. We’ve been providing our nationally recognized foreclosure due process certifications on behalf of our clients since 2000. We are not a title company, however, our partner underwriters will provide title insurance on your transaction based on our successful certification, thus allowing your property to be sold or refinanced. We are the thorough, fast, and inexpensive alternative to quiet title actions.

The Tax Title Services foreclosure due process certification is our exclusive in-house process of certifying the completeness and accuracy of the tax lien foreclosure due process (statutory foreclosure requirements) and in-depth risk assessment. We address all applicable due process issues that may arise, thus eliminating the need for the current industry practice of quiet title action or waiting out the statute of limitation periods. Our professionals work diligently to satisfy the industry standard Schedule B title requirement to resolve your tax deed issue. Our certification is accepted in lieu of the requirement for obtaining a quiet title judgment which can become quite expensive and time-consuming. We perform our service completely in-house for fast, accurate, and inexpensive results. Learn more about how to get started.
 
*Please note that we offer an in-house underwriting process only. This is not an insurance product, and we are not a title company. Our process is recognized only by our partner program title underwriters in a similar manner as a quiet title action.

Yes, you should always obtain title insurance for tax deed properties. Now that you’ve acquired a real estate asset, protect it! Title insurance is a recommended option for all real estate you may own but especially on tax-foreclosed properties (tax deeds). A tax-foreclosed property poses an increased risk of challenge and you will find that title companies will not offer to insure your property prior to obtaining a quiet title judgment or TTS certification. In addition, obtaining a title insurance policy will increase the interest of prospective buyers and will be required if you are considering selling or refinancing. With title insurance, any qualified buyer can obtain a loan and purchase your property at full market value. This means more cash in your pocket! And if your intention is to keep the property as a long-term asset, you will find that the cost associated with obtaining an Owner’s Policy is well worth the comfort and protection it will provide.

Upon receipt of your order, the average turnaround time for our certification process is approximately 25-45 days!
 
*If you need quicker service, you may purchase our Expedited Service for an additional $400. By electing for Expedited Service, TTS will prioritize your file and GUARANTEE a turnaround of 30 days or less. If circumstances do not allow for us to meet this timeframe, the Expedited Service Fee will be waived and the $400 will be applied to any remaining balance due.

We offer service in many states for a reasonable, flat-rate cost. You will find that our costs are simple, straightforward, and the most competitive in the industry!

AZ, CO, FL, HI, IN, KS, MD, MI, MN, MT, NC, NE, OH, PA, RI, TN, VA, VT, WV, WY
$1,950

CA, DE, *GA, ID, LA, MA, ME, MO, NH, NJ, NV, OR, SC, TX, WA
$2,350

**AL, AR, MS, NY, ***OK
$2,650

*Client to Provide Noticing/Barment Upon Requesting Georgia Certification
**Client to Confirm 3 Years of Possession Upon Requesting Alabama Certification
***Oklahoma Certification Subject to Additional Abstract Costs

Read more information about our price schedule.

Tax Title Services cannot guarantee a specific property will qualify for title insurance. However, if the foreclosure due process was done completely and accurately and the tax deed holder confirms actual possession of the property, the likelihood of TTS certifying is considerable. We certify greater than 95% of all orders submitted for certification! If during our certification review we encounter a situation that we cannot resolve or if any statutory requirements have not been met, then you will not be invoiced for the remaining certification fee.
 
*Please note: The TTS certification is strictly designed to address the title risks directly associated with the tax sale foreclosure and is an alternative accepted by our partner underwriters in lieu of a quiet title action.  It does not resolve or address any outside standard title issues or deficiencies.

No—we are not a title company. We are tax title curative consultants only. Our professionals perform certification reviews and curative work completely in-house. We then coordinate our service with local title agent vendors who are partnered with our program title underwriters. We will partner you with a nationally recognized title insurance underwriter who can provide you title insurance whether it be for an Owner’s Policy, resale, or refinance.

The purchase of any property involves some risk. You will need to be flexible in resolving any issues that may arise, such as municipality liens in the form of code enforcement or weed abatement liens. These types of liens are not normally extinguished by tax foreclosures and will need to be addressed by the purchaser.
 
Completion of our certification process will allow our program title underwriters to recognize that all ownership interests and money matters are wiped out by the tax deed process. The exception will be issues such as the above-mentioned liens.
 
Read our ultimate guide to tax deed sales and tax lien investing for more information.